<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Big Ideas for Small Business &#187; Security &amp; Fraud</title>
	<atom:link href="http://meridiandesign.net/wordpress/archives/category/security-fraud/feed" rel="self" type="application/rss+xml" />
	<link>http://meridiandesign.net/wordpress</link>
	<description>Start Today --> Plan for Tomorrow</description>
	<lastBuildDate>Sat, 31 Jul 2010 18:00:04 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Security &amp; Fraud with MIVA Merchant</title>
		<link>http://meridiandesign.net/wordpress/archives/10</link>
		<comments>http://meridiandesign.net/wordpress/archives/10#comments</comments>
		<pubDate>Thu, 02 Oct 2008 20:03:24 +0000</pubDate>
		<dc:creator>meridiandesign</dc:creator>
				<category><![CDATA[MIVA Merchant]]></category>
		<category><![CDATA[Security & Fraud]]></category>

		<guid isPermaLink="false">http://meridiandesign.net/wordpress/archives/10</guid>
		<description><![CDATA[I got a question today from Joyce over at Waechter&#8217;s Silk Shop asking about security for her MIVA Merchant store. She wanted to know if the host company, Hostasaurus, would notify her if her site was hacked. Since all of my MIVA Merchant clients use Hostasaurus as their hosting company, I thought it might be [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.meridiandesign.net/images/fraud.jpg" title="security and fraud with miva merchant" alt="security and fraud with miva merchant" vspace="5" width="200" align="right" border="0" height="200" hspace="15" />I got a question today from Joyce over at <a href="http://www.waechters.com" title="Waechters Silk Shop" target="_blank">Waechter&#8217;s Silk Shop</a> asking about security for her MIVA Merchant store. She wanted to know if the host company, Hostasaurus, would notify her if her site was hacked. Since all of my MIVA Merchant clients use <a href="http://www.hostasaurus.com" title="Hostasaurus" target="_blank">Hostasaurus</a> as their hosting company, I thought it might be nice to post their answer here for all to see:</p>
<blockquote><p><em>Only if a bug in software on the website was exploited remotely via a script.  If someone obtained their username and password for FTP or the store admin, we wouldn&#8217;t know that a particular successful login to the site wasn&#8217;t from an authorized person. If they have Encryption turned on in the store admin, the only way the credit card numbers could be obtained via the website would be if that person had the Encryption passphrase, as the card numbers are stored encrypted in the raw store databases.</em></p>
<p><em>If there was a PC infected with a virus that was sending keystroke information to a third party, then that party could have also obtained the passphrase and the login information. They should make sure antivirus is up to date and do a full scan of any computers that access the account.<br />
</em></p></blockquote>
]]></content:encoded>
			<wfw:commentRss>http://meridiandesign.net/wordpress/archives/10/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips for Identifying Fraudulent Orders</title>
		<link>http://meridiandesign.net/wordpress/archives/6</link>
		<comments>http://meridiandesign.net/wordpress/archives/6#comments</comments>
		<pubDate>Mon, 10 Mar 2008 20:28:19 +0000</pubDate>
		<dc:creator>meridiandesign</dc:creator>
				<category><![CDATA[Security & Fraud]]></category>

		<guid isPermaLink="false">http://meridiandesign.net/wordpress/archives/6</guid>
		<description><![CDATA[I got an email today from a client running a MIVA Merchant store at http://www.petitepluspatterns.com. She is an independent pattern designer living in BC, Canada. She got two orders she suspected of being fraudulent. Both orders were placed using free web-based email accounts (yahoo and gmail).  Most people I know use these free email [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.meridiandesign.net/images/cactus.jpg" title="Identifying Fraud" alt="Identifying Fraud" align="right" border="0" vspace="5" width="200" height="200" hspace="10" />I got an email today from a client running a MIVA Merchant store at <a href="http://www.petitepluspatterns.com" title="petite plus patterns" target="_blank">http://www.petitepluspatterns.com</a>. She is an independent pattern designer living in BC, Canada. She got two orders she suspected of being fraudulent. Both orders were placed using free web-based email accounts (yahoo and gmail).  Most people I know use these free email accounts these days, so simply disallowing orders from free email providers is not proof enough of fraud.</p>
<p>Here&#8217;s some tips for identifying and avoiding fraudulent orders:</p>
<ol>
<li>Don&#8217;t accept a credit card order unless complete information    is provided including full address and phone numbers.</li>
<li>Be wary of any order originating from a free,    web-based email address. The customer<span id="more-6"></span> must provide an ISP or    domain based address. One that can be traced back to a &#8220;real&#8221;    person. Since the list of free email addresses is growing, check every email address by going to a browser and putting a    www. in front of the domain. Don&#8217;t    accept orders unless the email/domain is a legitimate website or    ISP &#8212; something that can provide definitive identification of    the email address in question.</li>
<li>Call the phone number listed on the order. Many cardholders find that their card information was    being used without their knowledge by making this phone call. On the other hand, the    party on the other end may have never heard of the &#8220;customer.&#8221;    This results in a call to the issuing bank of the credit card to    alert their fraud department.</li>
</ol>
<p><img src="http://meridiandesign.net/images/IC3-blog.jpg" title="IC3" alt="IC3" align="left" border="1" vspace="0" width="106" height="70" hspace="15" />If you&#8217;d like to report criminal cyber activity, you may do so with the Internet Crime Complaint Center (IC3) at <a href="http://www.ic3.gov/" title="IC3" target="_blank">http://www.ic3.gov/</a>. This government website offers information about how to protect yourself against internet fraud, spoof email and common crime schemes.</p>
]]></content:encoded>
			<wfw:commentRss>http://meridiandesign.net/wordpress/archives/6/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
